Administrative Set Up

Deposits Schemes

Loans & Advances Schemes

Rate of Interest

Service Charges

Punjab Gramin Bank

Performance Highlights

Bank at a Glance

Circulars / Misc Matters

Punjab Gramin Bank has come into existence on 12.09.2005 after the amalgamation of three erstwhile Regional Rural Banks of Punjab State namely, Kapurthala Firozpur Kshetriya Gramin Bank, Shivalik Kshetriya Gramin Bank & Gurdaspur Amritsar Kshetriya Gramin Vikas Bank. These RRBs were established under Sub-section (1) of Section 3 of Regional Rural Bank Act 1976 (21 of 1976) and GOI issued notification on 12.09.2005 for the amalgamation of these RRBs in exercise of powers conferred by sub-section (1) of section 23-A of the RRB Act, 1976 (21 of 1976). The Bank is sponsored by Punjab National Bank, one of the pioneer banking institutions in the country. The bank is established with the sole and sacred objective to meet the credit needs of the rural area with a view to uplift rural poor by dispension of credit to make them self reliant and offer opportunity for safe deployment of theikr savings and using the same for national development. The bank is fulfilling the credit needs of all sections of the society. As per the policy of the GOI the bank is giving priority of financing through SHGs and giving credit to the farmers through KCCs. The bank is also giving technical and financial guidance to the farmers by organising kisan goshties and forming Kisan Clubs. The area of operation of the bank extends to 11 districts of state of Punjab namely Kapurthala, Firozpur, Moga, Gurdaspur, Amritsar, Hoshiarpur, Ropar, Mohali, Tarn Taran, Nawan Shahar & Jalandhar.

All Branches of the Bank are working on CBS system.

Balance Sheet - 31.03.2011

Rated as the Best Performing Bank amongst the PNB sponsored RRBs for the year 2006-07, 2007-08, 2008-09 & 2009-10.

Completed 100% Financial Inclusion in all the 1378 allocated villages.

Total Business 31.03.2011: Rs 3726.09Crores

Total Deposits-31.03.2011:Rs.2252.49Cr

Total Advances-31.03.2011:Rs.1473.60 Cr

Deposits growth ( year over year): 20.49%

Advances growth (year over year): 21.35%

No Frill Accounts(31.03.2011): 172258

Per Employee Business on date: 05.72Cr

Per Branch Business on date: 20.93Cr

100% Financial Inclusion in all the 1378 (allocated) villages

of 11 Districts

Advances to Weaker Sector....: 31.03%

Advances to Priority Sector..: 86.56%

Advances to Agriculture Sector: 75.15%

Advances to Women beneficiaries: 8.39%

Recovery Percentage as on June 10: 93.58%

NPA to Total Advances:0.33%

Deposits Schemes

Loans & Advances Schemes

Rate of Interest

Service Charges

Bank at a Glance

Development

Loans & Advances

Information & Tech.

Inspection &Audit

HRD Matters

GAD

Fund Management

Compendium of Loan Schemes

The Right to Information Act

Address of Banking Ombudsman

e-mail / Complaints

Website of the Bank launched

By Sh. S.C. Gupta C.M.D. PNB on 30.11.2006


Result of Selected Candidates for the post of Officer Junior Management Scale 1, Interviews held on 07.09.2011 to 09.09.2011

PGB - Awards and Achievements
Ranked No. 1 in Financial Performance during 2008-09, amongst all RRBs, on all India basis, By NABARD	Adjudged Best Performing Bank amongst the PNB sponsored RRBs consecutively for 2006-07, 2007-08, 2008-09 & 2009-10
Highest Inspection Rating ‘+A ’by NABARD in its last inspection	AWARDED - FI SKOCH Award– 2011 - By SKOCH FOUNDATION

DISCLAIMER

WHILE ALL EFFORTS HAVE BEEN MADE TO MAKE THE INFORMATION ON THIS WEBSITE AND LINKS AS AUTHENTIC AS POSSIBLE,

THE INFORMATION IS MEANT FOR GENERAL INFORMATION AND SHOULD NOT BE CONSTRUED AS OFFICIAL COMMUNICATIO